Let’s face it – there’s never enough time in the day.
If you’re already struggling to keep up with your 9-5, finding a window to sort out insurance can easily get pushed to the bottom of the ‘to do’ list.
Sourcing the right cover, at the right price, takes time. And whilst you might be able to get a quote online in a matter of minutes, can you really be sure it’s accurate and the right fit for your needs?
A better solution? Let an experienced broker do the hard work for you.
Sounds tempting, doesn’t it? Well, what if we also told you that saving time and finding the best deals is only scratching the surface of the benefits?
Here the team at Rigby Financial highlight why else it’s a great idea to use a broker…
Simple, impartial advice
You’re an expert in your field, not insurance, so it’s little wonder the technicalities of different policies and cover types can leave many people feeling daunted and confused about making the right choice.
An insurance broker is there to keep things simple. Explaining exactly what the terms of a policy mean, and how they will affect you, in jargon-free terms.
Not just this – you can also rely on your broker to offer impartial advice.
Unlike direct insurers, a broker isn’t tied to any one company – so you can be confident you won’t be pushed down a path that isn’t quite right for you. Instead, they’ll search the entire market to find the best product for your unique needs.
Backed by an expert
Who doesn’t want an expert in their corner?
Using an experienced insurance broker is like gaining a new member of the team who’s a whizz with insurance.
Backed by their knowledge and experience, you can count on them to make sure you’ve got exactly the cover you need and to flag areas you may not have considered – such as flood cover or cyber insurance.
Finding the right fit
A good broker will use their skills and knowledge to help you make a fully informed decision. Guiding you on the type of cover you need and towards the insurer that best meets those needs.
With a detailed understanding of your chosen policy and the risks insured under it, in the event of a claim, the settlement process of valid claims will be much simpler.
Ongoing support
Once you’ve taken out your policy, your broker is still there for you, keeping an eye on the market and monitoring your cover limits and policy terms as the market fluctuates – so you can be confident you’re always fully protected.
And if you need to claim? A broker will sort that for you, too, leaving you to get on with the day job.
Risk management
Underinsuring can be catastrophic. A good broker will ensure you never fall into this dangerous trap and help to spot any potential gaps in cover.
All this, whilst also having your back to make sure you don’t pay out for anything you don’t need.
Save money
You might assume using a broker will cost you more (in fact, we’d rate this as one of the main reasons people are put off brokers) – but the reality is, they could save you money!
Not only do you avoid the costly mistake of insufficient cover, but you also avoid the time and manpower of searching for policies in the first place.
The reality is, thanks to the expert advice and support they offer to their clients, risk is reduced – so many insurers actually offer lower rates to brokers that you could benefit from.
Do insurance your way
Rarely at your desk? Prefer to do things over email rather than by phone? No problem.
A broker can tailor what they do, and how they do it, around you. So, if you prefer to communicate over email or to have regular face-to-face contact, let them know, and connect your way.
Peace of mind
How many times have you been kept awake at night worrying you’ve missed something?
Use a broker and you can sleep easy. Safe in the knowledge you’ve got an expert working tirelessly on your behalf, making sure you’re fully protected.
Find the right broker
As you can see, there are a whole host of reasons why using a broker is a good idea. But a word of caution – not all insurance brokers are created equal!
To reap all these benefits and more, you need to work with the best. And that’s where we come in.
At Rigby Financial, we pride ourselves on delivering insurance expertise with a personal touch. As your trusted broker, our dedicated and friendly team will be on hand whenever you need us, offering tailored advice to find you the best cover at the best possible price.
Don’t just take our word for it. Check out our reviews to see what clients have to say about our services.
To join them – and experience the full advantages of using a quality broker for yourself – contact the team today. We’d love to hear from you.