Rigby Financial

Being away from work due to sickness is a worrying prospect. Statutory sick pay can sometimes help you get through this troubled time but for how long and would this be enough for you to maintain your standard of living?

Income protection cover can provide you with a replacement income should you be unable to work due to accident or sickness. Our independent advisers have a wealth of experience in sourcing the correct policy to suit your individual circumstances and requirements and can help put policies in place for you.

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    How does it work?

    If you cannot work, due to illness or injury, you are entitled to a tax-free monthly income. Often this policy insures you for up to 65% of your current gross income.

    How long does the cover last?

    Income protection can cover you until you reach retirement age at 65. Our team canhelp you assess the level of cover you need and how long you need it for, short-term plans are also available at a lower premium.

    Other benefits

    Income protection isn’t just a one-size fits all policy. There are a number of features available on your plans. Your cover will often pay out a proportion of the income you lose.

    • Rehabilitation benefit allows you to return to work in a reduced capacity
    • Proportionate benefit to return to a lower paid occupation
    • Back to work support and counseling

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    Rigby Financial is a trading style of Rainford Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. No. 627944. Registered in England: 06048581

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